CrossFi App (Web3 Banking)
CrossFi App is an innovative Web3 banking application designed to revolutionize the financial sector. Built on the CrossFi Chain blockchain, it seamlessly integrates decentralized finance (DeFi) with traditional banking services. The app enables users to conveniently and profitably use cryptocurrency as fiat in everyday transactions while ensuring secure and flexible asset management through an intuitive interface.
Why Choose CrossFi App?
CrossFi App stands out with its unique combination of features, making financial management convenient, secure, and accessible:
🔄 Crypto-Fiat Integration
Thanks to a unique gateway, CrossFi App allows users to use cryptocurrency like regular money—no extra steps or complex exchange processes required. All necessary conversions happen automatically "under the hood" in fractions of a second, enabling instant purchases and transfers. Compatible with Apple Pay and Google Pay for ultimate convenience.
🔐 Control and Sovereignty
Unlike traditional banks that can manage your funds independently, CrossFi App employs a non-custodial approach. Private keys for connected wallets, along with full control over your funds, remain solely with you. At any time, you—and only you—can quickly and securely deposit or withdraw funds from the app.
🌍 Global Accessibility
The app operates in over 90 countries, and the CrossFi Card is accepted at 100 million points worldwide.
🛡️ Security
Leveraging the CrossFi Chain and its architectural features, the app ensures complete security and transparency. All operations with connected wallets are processed through verified smart contracts, and any transaction can be traced using its hash.
How It Works
The cornerstone of CrossFi App is the CrossFi Card. Unlike traditional bank cards, the CrossFi Card is directly linked to your crypto assets. It looks and functions like a standard Visa card, ensuring full compatibility with the existing global payment infrastructure.
- Virtual Card
- Physical Card
Instantly created, providing quick access to online purchases, contactless payments, and transfers to other CrossFi App users. Can be added to Apple Pay and Google Pay for even more convenient payments.
In addition to the virtual version, you can order a physical card, which can be used like any other physical card, such as at ATMs. Supports Apple Pay and Google Pay integration for contactless payments.
A virtual card cannot later be converted into a physical one, so choose the physical option at the outset if needed.
CrossFi Card Features
| Feature | Virtual Card | Physical Card |
|---|---|---|
| Issuance Cost | Requires 200 XFI deposit | Free (delivery fee applies) |
| Maintenance | Free | Free |
| Availability | 90+ countries | 90+ countries |
| Card Limit | 1 per account | Unlimited |
| Digital Wallet Support | ✅ Apple Pay, Google Pay | ✅ Apple Pay, Google Pay |
| Transaction Fee | 1.7% - 2.2% (depends on amount and country) | 1.7% - 2.2% (depends on amount and country) |
| Cash Withdrawal | 1.7% - 2.2% (depends on amount and country) | 1.7% - 2.2% (depends on amount and country) |
| Usage | Online, contactless payments, and ATMs | Online, offline, and ATMs |
| Currency | XFI (converted to fiat at payment) | XFI (converted to fiat at payment) |
About the XFI Token
XFI is the native token of CrossFi Chain, powering transactions and access to the app's features. When making payments or withdrawing cash, XFI is automatically converted to fiat at the current exchange rate.
Security
CrossFi App provides the highest level of protection for you and your funds:
🔐 Blockchain Security
- Smart contracts have undergone independent audits and feature open-source code
- Private keys are stored locally (e.g., in a MetaMask wallet)
- All data is protected with AES-256 encryption
🏦 Compliance & Monitoring
- Compliance with PCI DSS standards
- Mandatory KYC/AML verification to prevent fraud
- EU license for cryptocurrency operations
🤖 AI-Powered Protection
- AI-powered monitoring and regular external audits
- Transaction confirmation via OTP or biometrics
📞 24/7 Support
- Round-the-clock customer support
- In-app chat support
- Contact: support@crossfi.com
Using CrossFi App
CrossFi App offers an intuitive interface, allowing you to easily manage your crypto assets, make payments, and monitor all financial operations in one place.
Getting Started
To start using CrossFi App, follow these simple steps:
Join CrossFi
CrossFi App ushers in a new era of financial possibilities. Start using cryptocurrency as effortlessly as regular money with full Apple Pay and Google Pay integration—download the CrossFi App and join the Web3 revolution today!